If you’re like most people, you find it hard
to save money. Maybe you’re trying to put aside a nest egg so you can make a
down payment on a chunk of Grand Junction Real Estate, but you find there’s
just, to use the time-worn expression, too much month left at the end of the
money.
If you’d like to save a hundred dollars or
more each month, there are three areas to work on.
Groceries
This is the biggest area where you can save
money, and there are ways to trim your grocery bill that are so easy you won’t
even notice you’re doing it. And no, you don’t have to clip coupons. Forget the
tired old idea that you’ll save by planning menus ahead. It’s better to shop
the sales, and build your menus day by day according to what you’ve been able
to buy cheaply. When you can, stock up – and don’t be a weenie about it. All
stores offer what they call “loss leaders,” which are items they actually lose
money on in order to entice you into the store. If there’s a staple, like rice
or pasta, on for half price, don’t just buy a few bags – buy a few cases. And
don’t miss daily markdowns – items that are getting a little old but still
perfectly good to eat.
Credit Cards
It goes without saying that you should pay
down your highest-interest cards first. If you can, you might also consider
getting a loan to consolidate your credit card debt at a lower rate. If you do
this, though, get rid of the cards – it’s too easy to charge them up again.
Change
The word on change is, don’t spend it. When
you get change back, put the coins in a jar and count them up at the end of the
month. You won’t even have missed not using them, and you’ll be amazed at how
much you’ve saved.
These three suggestions are bound to save you
money – at least $100 a month and maybe more. Start saving today!
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